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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025
lea Taylor's avatar
lea Taylor

Zopa

5
I’ve never had a problem with Zopa Reviewed on: 11th April 2023
Nigel Silcox's avatar
Nigel Silcox

Excellent

5
Very helpful and easy to deal with Reviewed on: 11th April 2023
Nicky's avatar
Nicky

Excellent credit card provider

5
It’s been easy dealing with them, haven’t had any unresolved issues. Reviewed on: 11th April 2023
Shana Coleman's avatar
Shana Coleman

Excellent Customer Service & Easy to use

5
Clear, concise and no guess work! You know exactly where you stand and it’s easy to use the app too. I’ve never had any trouble, would definitely recommend! Reviewed on: 11th April 2023
C Taylor's avatar
C Taylor

Excellent

5
Excellent service easy to Use Good Reviewed on: 11th April 2023
Mohamed Bouassida's avatar
Mohamed Bouassida

Very Happy Customer

5
I’m very happy with my Zopa credit card. They are transparent and supportive. I have already recommended Zopa to my friends and family. Reviewed on: 11th April 2023
Cherylcurran's avatar
Cherylcurran

Zopa comes highly recommended

5
I would recommend Zopa because of the service they provide. The app is very easy to follow and they provide a great service. Reviewed on: 11th April 2023
Iona Johnston's avatar
Iona Johnston

excellent provider

5
text with every trasnaction is really good Reviewed on: 11th April 2023
spencer2075's avatar
spencer2075

Amazing

5
I think Zopa made it very easy to manage my spending and agreed limit according to my affordability They keep me updated with my review and offers every month Very good service Reviewed on: 11th April 2023
Shay's avatar
Shay

Very good

5
Very good credit card provider and not pushy like some Reviewed on: 11th April 2023
John Morris's avatar
John Morris

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