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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Best credit card ever

Fantastic company, great customer service and easy to use app Reviewed on: 11th April 2023

Im so happy to have Zopa

Give 10+. Is helpe every month to pay bills Reviewed on: 11th April 2023

Credit card

Never had any oroblem with zopa Very easy to use Reviewed on: 11th April 2023

Best credit card

Best credit card for someone who is wanting to improve their score Reviewed on: 11th April 2023

Great company to work with

I have had my card for a year now and I found the company to be very helpful Reviewed on: 11th April 2023

I love my zopa

So flexible and easy to use and understand the app I love it Reviewed on: 11th April 2023

Easy app to use and no hidden fees

Really good credit card company, The app is easy to use and the payments are clearly laid out and fees explained. No hidden fees and just a nice company to use overall. Reviewed on: 11th April 2023

Good communication

Very good communication with customer and helpful when things go wrong . Reviewed on: 11th April 2023

Extremely efficient.

I was turned down by all credit card companies except Zopa, which has helped me build up my credit score which was nothing to write home about. Reviewed on: 11th April 2023

Best ever

I got this card a year ago best ever card nothing is a issue everything perfect Reviewed on: 11th April 2023

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