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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Help when needed

This company taken me on at a time when we was buying our first house . It was a godsend. You don't get hassled by them or spam emails . The credit card is manageable. Interest rates are low Reviewed on: 11th April 2023

Easy

Very easy to manage no surprises and when you make pay.ent it credits to your account straight away. Reviewed on: 11th April 2023

Best Card

All good.I am very happy to using Zopa cridet card.All the best. Reviewed on: 11th April 2023

Simple and straight forward

Excellent company and first class service The best! Reviewed on: 11th April 2023

Zopa credit card

Love the card..easy to use app. Reviewed on: 11th April 2023

Awesome

Great service and just what I needed Reviewed on: 11th April 2023

Ok to use

Its waste of time to apply this credit card Reviewed on: 11th April 2023

Brilliant

Just what I needed and great service from emails reminders and statements Reviewed on: 11th April 2023

Excellent

So easy to setup, easy to manage, could not fault it! Reviewed on: 11th April 2023

Credit card

Very helpful when u need money. Reviewed on: 11th April 2023

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