Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Credit card reviews

4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Best credit card

5
I have been using zopa credit card for 1 year and its really good for me to purchase on time. Reviewed on: 11th April 2023

Easy to use great app

5
Easy application and great app. Very easy to manage and stay in control of spending Reviewed on: 11th April 2023

Great credit card

5
Works perfect for me they really are a great credit card Reviewed on: 11th April 2023

Excellent Company

5
No issues with these guys at all. Excellent service from the start, happy with the card! Reviewed on: 11th April 2023

Helper

5
Thier credit card helped me a lot Reviewed on: 11th April 2023

Amazing

5
Brilliant amazing fast and effective service hassle free Reviewed on: 11th April 2023

They are good and understandable

5
my experience with this company is amazing Reviewed on: 11th April 2023

Best credit card

5
The leading one among the new It's good to keep up with the leading group and surpass your mates in the business which zopa has demonstrated. Reviewed on: 11th April 2023

Great, easy to use service

5
Fantastic service and something I would definitely recommend. Reviewed on: 11th April 2023

Best Provider and Support

5
Always found Zopa to be the provider of choice, always helpful when having issues, which is very rare. Fair and clear processes. Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products