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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Helpful

This company helped me when I really was in a pickle, saved my home Reviewed on: 11th April 2023

Brilliant

The app is very easy to use had no problems with it! I feel totally in control with my account, zopa keeps me updated with my payments and any changes regularly which is great to know we're I am with my account would recommend to anyone who is looking for a credit card. Reviewed on: 11th April 2023

Great service

Cannot complain about anything above bord on everything Reviewed on: 11th April 2023

Just great

Very good a great card to have I will recommend to everyone Reviewed on: 11th April 2023

Absolutely amazing - I can't fault Zopa at all.

They have always been so good at helping with any queries or questions that I may have. THANK YOU ALL SO MUCH Reviewed on: 11th April 2023

Easy

Easy experience! Had decision quickly, no waiting around Reviewed on: 11th April 2023

Credit card

Easiest credit card to use and repay, very useful app Reviewed on: 11th April 2023

Hassle free card

Easy to use , friendly online team would recommend to others Reviewed on: 11th April 2023

Best credit card

Zopa credit card is one of the best keep you in control of your spending all of the time with text messages when your card is used Reviewed on: 11th April 2023

Simply the best

Great bank, that is totally transparent, with no hidden charges, with only its customers as it’s clear focus! Reviewed on: 11th April 2023

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