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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great

Great service with easy to use app so you can keep track of spending Reviewed on: 11th April 2023

Excellent

Very easy to use the app, easy repayments and you know exactly what you're spending and where you stand. I couldn't recommend Zopa highly enough. 5***** Reviewed on: 11th April 2023

Brilliant

Very easy to apply and use. Never any issues. Would recommend to anyone. Reviewed on: 11th April 2023

Great company

Treating people fairly at this unfair time Reviewed on: 11th April 2023

Very easy to use and no problems with the app

Easy app and no issues with this company zopa,all the best Reviewed on: 11th April 2023

Great credit card

Easy to control and keep track of spending, reminders of payment days, keep up with credit score, always pay on time, no trouble Reviewed on: 11th April 2023

Excellent card and service

Really efficient and great service provided Reviewed on: 11th April 2023

Decent credit builder

Find Zopa to be fair on rates and fantastic customer service, a great card builder to get your finances back on track. Reviewed on: 11th April 2023

Perfect for me

I have both car finance and credit card with Zopa and find both very well suited to my needs. Keeping track of payments and balances is easily achieved via the app which is very user friendly. Reviewed on: 11th April 2023

Zopa got me back o the road to credit confidence

I've had real problems with credit in the past, and thought there may be no way back! Zopa have been great - brilliant service, very easy to use app, and I feel in control again. Would heartily recommend to family members, very happy customer :-) Reviewed on: 11th April 2023

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