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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent

Quick and easy service Updated regularly Reviewed on: 11th April 2023

Absolutely brilliant aopa

Would recommend zopa to everyone I know Reviewed on: 11th April 2023

There when I needed them

In my personal dealings with Zopa…. No hassles. Straight forward. Nothing a problem. Always helpful Reviewed on: 11th April 2023

excellent

I like Zopa, quickly remove the credit card, good interest! Reviewed on: 11th April 2023

Best ever

Best ever company very understanding Reviewed on: 11th April 2023

Simple to use and great customer experience

Very straight forward and simple to use card. Nice smooth application process and very helpful customer service team if you ever need them Reviewed on: 11th April 2023

Great Card

No hidden surprises , great customer service Reviewed on: 11th April 2023

Great credit card for great things

Easy to use App keeps you informed of purchases. Reviewed on: 11th April 2023

Credit card

Never had any problems whatsoever, easy to apply for and I could use my card straight away:) Reviewed on: 11th April 2023

Smart, easy, intuitive

Easy to use app, reminders to track spending and active UI helps with being accountable towards improving your credit score. Couldn't recommend further Reviewed on: 11th April 2023

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