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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Excellent card and service

Really efficient and great service provided Reviewed on: 11th April 2023

Decent credit builder

Find Zopa to be fair on rates and fantastic customer service, a great card builder to get your finances back on track. Reviewed on: 11th April 2023

Perfect for me

I have both car finance and credit card with Zopa and find both very well suited to my needs. Keeping track of payments and balances is easily achieved via the app which is very user friendly. Reviewed on: 11th April 2023

Zopa got me back o the road to credit confidence

I've had real problems with credit in the past, and thought there may be no way back! Zopa have been great - brilliant service, very easy to use app, and I feel in control again. Would heartily recommend to family members, very happy customer :-) Reviewed on: 11th April 2023

Excellent

Quick and easy service Updated regularly Reviewed on: 11th April 2023

Absolutely brilliant aopa

Would recommend zopa to everyone I know Reviewed on: 11th April 2023

There when I needed them

In my personal dealings with Zopa…. No hassles. Straight forward. Nothing a problem. Always helpful Reviewed on: 11th April 2023

excellent

I like Zopa, quickly remove the credit card, good interest! Reviewed on: 11th April 2023

Best ever

Best ever company very understanding Reviewed on: 11th April 2023

Simple to use and great customer experience

Very straight forward and simple to use card. Nice smooth application process and very helpful customer service team if you ever need them Reviewed on: 11th April 2023

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