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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44350)

Great Card

5
No hidden surprises , great customer service Reviewed on: 11th April 2023
Kerry Grange's avatar
Kerry Grange

Great credit card for great things

5
Easy to use App keeps you informed of purchases. Reviewed on: 11th April 2023
Mick Zilliasky's avatar
Mick Zilliasky

Credit card

5
Never had any problems whatsoever, easy to apply for and I could use my card straight away:) Reviewed on: 11th April 2023
Paulina Azmin's avatar
Paulina Azmin

Smart, easy, intuitive

5
Easy to use app, reminders to track spending and active UI helps with being accountable towards improving your credit score. Couldn't recommend further Reviewed on: 11th April 2023
Ola Olupona's avatar
Ola Olupona

Very good

5
Very good would definitely recommend Reviewed on: 11th April 2023
Teresa's avatar
Teresa

Excellent product with great customer service

5
I used Zopa for their credit card service and they have been excpetional. Smooth application process and excellent customer service Reviewed on: 11th April 2023
Aadil Khan's avatar
Aadil Khan

Excellent credit card

5
Very happy with Zopa card and service. Reviewed on: 11th April 2023
Julie A's avatar
Julie A

Friendly helpful understanding

5
Great customer service, easy use of the app and really helpful all round company! Reviewed on: 11th April 2023
Danielle Ford's avatar
Danielle Ford

Credit card

5
Over the time I have had a zopa card rates are good paying is easy phone app is so easy to understand Reviewed on: 11th April 2023
Mark Farrer's avatar
Mark Farrer

Happy to help

5
Zopa as well as being a responsible leander, thay are also a fair leander by giving people a chance I would definitely recommend them to friends and family. Reviewed on: 11th April 2023
Gloria Solomons's avatar
Gloria Solomons

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