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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very good

Very good would definitely recommend Reviewed on: 11th April 2023

Excellent product with great customer service

I used Zopa for their credit card service and they have been excpetional. Smooth application process and excellent customer service Reviewed on: 11th April 2023

Excellent credit card

Very happy with Zopa card and service. Reviewed on: 11th April 2023

Friendly helpful understanding

Great customer service, easy use of the app and really helpful all round company! Reviewed on: 11th April 2023

Credit card

Over the time I have had a zopa card rates are good paying is easy phone app is so easy to understand Reviewed on: 11th April 2023

Happy to help

Zopa as well as being a responsible leander, thay are also a fair leander by giving people a chance I would definitely recommend them to friends and family. Reviewed on: 11th April 2023

Easy and Hassle Free

The app is extremely user friendly, you can even access your pin and other handy bits that other credit card providers don’t offer Reviewed on: 11th April 2023

Good credit builder credit card

Good credit card, helping to build my credit score. App is easy to use and zopa keep you informed regularly with payment reminders and good credit building tips. Definitely recommend this card. Reviewed on: 11th April 2023

Friendly and kind

I really like how works. Very helpful. Thank you a lot to Zopa. Reviewed on: 11th April 2023

Simple great

To help to improve bad credit score like mine was is the best, no doubt. Reviewed on: 11th April 2023

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