Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent Card

Zopa is easy to set up and use. The app is one of the best, you can literally do everything very quickly and easily. Reviewed on: 11th April 2023

Easy to manage

Credit cushion is a very handy feature which makes it much easier to manage your balance Reviewed on: 11th April 2023

Brilliant provider

Great customer service. Easy to use app Reviewed on: 11th April 2023

Amazing banking with zopa

Love baking with zopa, so easy to use. Reviewed on: 11th April 2023

Absolutely brilliant

Hrest company easy application top app whats more to say Reviewed on: 11th April 2023

Most user friendly finance

From application, setting up and managing the account, to customer service, I felt that Zopa was always a few steps ahead to make my journey seamless. Reviewed on: 11th April 2023

Good

Good product, good service. Recommended. Reviewed on: 11th April 2023

Highly recommend!

Brilliant credit card provider! Always amazing customer service and very easy to use app. Reviewed on: 11th April 2023

New card

I'm happy with the card I got ....sometime I get emergency cash ..I love zopa Reviewed on: 11th April 2023

Purchase of goods on installments

Very satisfied with Zopa bank services Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Yonder 4.85 from 952 reviews
Credit Card
from Metro Bank 4.69 from 880 reviews
Select Credit Card
from Nationwide 3.62 from 13 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub