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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Efficient Customer Service

I have a credit card with Zopa. The application was quick easy and a very fast response. Since then my partner required a loan again it was quick easy and the money was in the bank within hours. Amazing customer service when I have needed to call and speak to someone. Reviewed on: 11th April 2023

Great Card

Great card, Great app, easy to use and keep track off. Reviewed on: 11th April 2023

Respect

Great service all round with regular updates Reviewed on: 11th April 2023

Brilliant all round

Was recompose and it’s the best thing I ever did. They don’t just throw credit at you. They help, suggest and advise they are supportive throughout. Credit is kept at an amount you can afford and payments the same. Best days work I did signing up with them. Reviewed on: 11th April 2023

Very reliable

Very helpful reliable and good customer Reviewed on: 11th April 2023

Brilliant

Brilliant company! Highly recommend Reviewed on: 11th April 2023

Zopa services are exceptional

Everything about Zopa is excellent Reviewed on: 11th April 2023

So easy to manage

App easy to use also easy to manage monies into and out of account Reviewed on: 11th April 2023

Excellent

Zopa are great to deal with and everything is so easy and simple to use. Thanks Zopa Reviewed on: 11th April 2023

Great service quick decision

You helped me a lot and big thanks for all professional service from your company Reviewed on: 11th April 2023

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