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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Good

Good product, good service. Recommended. Reviewed on: 11th April 2023

Highly recommend!

Brilliant credit card provider! Always amazing customer service and very easy to use app. Reviewed on: 11th April 2023

New card

I'm happy with the card I got ....sometime I get emergency cash ..I love zopa Reviewed on: 11th April 2023

Purchase of goods on installments

Very satisfied with Zopa bank services Reviewed on: 11th April 2023

Efficient Customer Service

I have a credit card with Zopa. The application was quick easy and a very fast response. Since then my partner required a loan again it was quick easy and the money was in the bank within hours. Amazing customer service when I have needed to call and speak to someone. Reviewed on: 11th April 2023

Great Card

Great card, Great app, easy to use and keep track off. Reviewed on: 11th April 2023

Respect

Great service all round with regular updates Reviewed on: 11th April 2023

Brilliant all round

Was recompose and it’s the best thing I ever did. They don’t just throw credit at you. They help, suggest and advise they are supportive throughout. Credit is kept at an amount you can afford and payments the same. Best days work I did signing up with them. Reviewed on: 11th April 2023

Very reliable

Very helpful reliable and good customer Reviewed on: 11th April 2023

Brilliant

Brilliant company! Highly recommend Reviewed on: 11th April 2023

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