Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Credit card reviews

4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44350)

Zopa services are exceptional

5
Everything about Zopa is excellent Reviewed on: 11th April 2023

So easy to manage

5
App easy to use also easy to manage monies into and out of account Reviewed on: 11th April 2023

Excellent

5
Zopa are great to deal with and everything is so easy and simple to use. Thanks Zopa Reviewed on: 11th April 2023

Great service quick decision

5
You helped me a lot and big thanks for all professional service from your company Reviewed on: 11th April 2023

Best credit card

5
I like this credit card . they never charged you any extra interest . Reviewed on: 11th April 2023

Excellent

5
Always on point, the customer service is perfect Reviewed on: 11th April 2023

Great credit card

5
Easy to use app and very helpful and friendly. Reviewed on: 11th April 2023

Convenient credit card

5
Zopa credit is stress free credit card. They make it more convenient for their customers. Reviewed on: 11th April 2023

Easy

5
Easy to apply and manage my account online. Helps to build my credit score too Reviewed on: 11th April 2023

Fantastic service

5
I struggled to find a credit card who are willing to accept you. Zopa have been amazing Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products