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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Simple, easy credit card

Love the credit cushion feature. It helps me keep on top of my spending whilst maintaining a good credit rating. The app is simple to use and well thought out. I have never had any complaints since moving to Zopa. Reviewed on: 11th April 2023

Easy and user friendly

I’ve never had an issue with my Zopa credit card it was easy to apply for and it’s very easy for me to be able to track my purchases and transactions with no issues Reviewed on: 11th April 2023

Easy to use

Excellent app, easy to use, easily accessible, great comms Reviewed on: 11th April 2023

Zopa credit card

Easy to use app. All information very easy to access. Absolutely no hassles from The company at all. Reviewed on: 11th April 2023

Great Support

Great support always helpful and quick to respond Reviewed on: 11th April 2023

Great customer service

Easy to use especially on the app great customer service would highly recommend Reviewed on: 11th April 2023

Excellent Company

Very fair and offer balance cushion and regular updates which really helps manage your spending. Ideal for use abroad too. Would recommend to anyone. Reviewed on: 11th April 2023

Clear, accessible, joy to use service

I’ve had a great experience so far using Zopa credit card. Their app is clear and accessible, payments are reflected quickly, easy to find support, a great customer service overall. My favourite perk is ease with which I can use the card abroad and for payments made in different currency with no additional charges and good exchange rates. As I travel a lot, I find this particularly useful. Reviewed on: 11th April 2023

Best credit card you can get

Easy to apply for, easy to use, great app Reviewed on: 11th April 2023

Card

Fabulous card and highly motivated company Reviewed on: 11th April 2023

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