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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very good

Very good, easy to use, would definitely recommend Reviewed on: 11th April 2023

Excellent in every aspect

Very happy with service provided Reviewed on: 11th April 2023

Great credit builder card

Easy to set up and use, great app for managing the account. Reviewed on: 11th April 2023

Top star rating

Zopa credit card gives me confidence with my credit. They are helpful always giving good advice and tips to improve your credit. Reviewed on: 11th April 2023

Great

Great service with easy to use app so you can keep track of spending Reviewed on: 11th April 2023

Excellent

Very easy to use the app, easy repayments and you know exactly what you're spending and where you stand. I couldn't recommend Zopa highly enough. 5***** Reviewed on: 11th April 2023

Brilliant

Very easy to apply and use. Never any issues. Would recommend to anyone. Reviewed on: 11th April 2023

Great company

Treating people fairly at this unfair time Reviewed on: 11th April 2023

Very easy to use and no problems with the app

Easy app and no issues with this company zopa,all the best Reviewed on: 11th April 2023

Great credit card

Easy to control and keep track of spending, reminders of payment days, keep up with credit score, always pay on time, no trouble Reviewed on: 11th April 2023

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