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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy

Easy to apply and manage my account online. Helps to build my credit score too Reviewed on: 11th April 2023

Fantastic service

I struggled to find a credit card who are willing to accept you. Zopa have been amazing Reviewed on: 11th April 2023

Best company ever

always there to help with any problems nothing is to much trouble just efficient and friendly Reviewed on: 11th April 2023

Excellent

The way of credit cards is processing very easy Reviewed on: 11th April 2023

Best

Best credit card ever i have a i can recommend Reviewed on: 11th April 2023

Happy

I'm just very happy to use there services Reviewed on: 11th April 2023

Simple, easy credit card

Love the credit cushion feature. It helps me keep on top of my spending whilst maintaining a good credit rating. The app is simple to use and well thought out. I have never had any complaints since moving to Zopa. Reviewed on: 11th April 2023

Easy and user friendly

I’ve never had an issue with my Zopa credit card it was easy to apply for and it’s very easy for me to be able to track my purchases and transactions with no issues Reviewed on: 11th April 2023

Easy to use

Excellent app, easy to use, easily accessible, great comms Reviewed on: 11th April 2023

Zopa credit card

Easy to use app. All information very easy to access. Absolutely no hassles from The company at all. Reviewed on: 11th April 2023

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