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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very good

Very good and reliable. Have recommended to friends and family. Reviewed on: 11th April 2023

Great service

Two cards in one! How great is this, lower my usage on another card and pay less for months on my fuel use Zopa card , perfect card in times like these. Great service, do easy to understand and use and the app is the best I’ve seen so far Reviewed on: 11th April 2023

Best service I've had

Very easy application didn't think I would be accepted but they gave me a chance low rates easy to manage Reviewed on: 11th April 2023

Reliable

ZOPA'S RELIABILITY EVERY MONTH FOR ANY PURCHASES I MIGHT NEED IS SECOND TO NONE. Reviewed on: 11th April 2023

Can't fault them

Application was nice an easy can't fault them as yet Reviewed on: 11th April 2023

Very helpful

This card as help me out a lot is the best card out there Reviewed on: 11th April 2023

Great card and company

Simple and easy to use app and gives me great flexibility to make My Purchases Reviewed on: 11th April 2023

Quick, efficient, customer friendly and dedicated

Zopa goes above and beyond to provide customers with the right product for their customer's needs. A strong, dedicated, customer friendly team is always on standby to provide you with advice and support. Reviewed on: 11th April 2023

Brilliant

I have been really happy with the whole service that I have received, brilliant stuff Reviewed on: 11th April 2023

Great customer service and easy application

Cant fault Zopa at all...easy application, helpful information, great simple to use app and straight forward friendly customer service. Reviewed on: 11th April 2023

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