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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Well done!

Everyone I gave spoken to in the company has been very helpful, the app works wonderfully well, everything is very clear and everything i need with my card is in one place Reviewed on: 11th April 2023

Excellent company

It’s an excellent company always there for what your needs Reviewed on: 11th April 2023

Great service

Service is fantastic, the app is intuitive and user friendly. I have no problem recommending Zopa to anyone! Reviewed on: 11th April 2023

Simple and efficient

From opening the account to accessing the app to make check or make payments, my experience with zopa has been faultless Reviewed on: 11th April 2023

Simple and great service

Nice and easy service very recommended to all Reviewed on: 11th April 2023

easy app

So easy to manage your finances with the APP Reviewed on: 11th April 2023

Fabulous

They been fabulous they don’t keep putting up how much your aloud to Borrow like other cards do and because of that it’s kept manageable Reviewed on: 11th April 2023

Very good service

This is the best credit card I ever have in life Reviewed on: 11th April 2023

Fair deal

They are really fair to deal with Reviewed on: 11th April 2023

Easy to apply and fast reply

Not the best credit score but Zopa gave me a chance Reviewed on: 11th April 2023

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