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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Amazing

This company well I had an issue with in 20 Mins it was solved and resolved could not fault any thing best card yet Reviewed on: 11th April 2023

First class service

Any time I needed to contact them always very helpful Reviewed on: 11th April 2023

Brilliant

Had no issues Online chat bot is available when needed Recommend Reviewed on: 11th April 2023

Great lender and would recommend to everyone

Very considerate and helpful despite personal circumstances Reviewed on: 11th April 2023

Fantastic company can't fault them

Really good company never had any issues 100% recommended Reviewed on: 11th April 2023

Great company to deal with

The app is great to use and any problems have been dealt with immediately Would recommend to my family and friends Reviewed on: 11th April 2023

Correct company

Everything went fine when i've applyed. Reviewed on: 11th April 2023

Super easy to use!

Everything is done by the app, including notifications on payments and updates. Incredibly easy to use! Reviewed on: 11th April 2023

Control at your fingertips

The Zopa credit card and app allows me to control my spending and payments at the click of a button on my phone putting me in control 24/7, 365 days a year. With handy reminders by text and email I never miss a communication Reviewed on: 11th April 2023

Amazing and easy service to use.

Always helpful and explain everything that is possible. Also have an amazing app which is so easy to use Reviewed on: 11th April 2023

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