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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great easy to use card

The zopa credit card is very handy for purchasing and no extra charges at inconvenient times of the month.great wee card all round. Reviewed on: 11th April 2023

Excellent service

Fantastic app and company to deal with. As soon as you pay for anything you can get a notification so you can track all your spends. Reviewed on: 11th April 2023

Great product

Great services very helpful , they always ensure your not spending what you can’t Reviewed on: 11th April 2023

Best and understanding

I was homeless and in the army I was working hgv driver and these people understand and are willing to help I am grateful for there support I'll recommend to everyone Reviewed on: 11th April 2023

Credit card

Never had a problem, paid on time, always received a text to remind me it was due out in a few days. App tells you everything very good Reviewed on: 11th April 2023

Easy no fuss

The app is great you can see instantly what you owe , and when it has to be paid. No fuss just simple Reviewed on: 11th April 2023

Great service

Very easy to deal with and straight forward to use , been very happy since using Reviewed on: 11th April 2023

Cheapest Apr

Was the cheapest Apr by far when I was looking for a credit card Reviewed on: 11th April 2023

Perfect for strengthening credit score

Very easy to use app, customer service always friendly and happy to help Reviewed on: 11th April 2023

Fantastic app

The Zopa app is so easy and fantastic to use, never had a issue at all. Reviewed on: 11th April 2023

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