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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Fantastic company

Had no issues with Zopa always helpful and willing to help and advise whenever you need it Reviewed on: 11th April 2023

Amazing

Very helpful amazing company lovely app and easy to use 5 star Reviewed on: 11th April 2023

Awesome

Accepted me when no-one else would and have never had a problem with anything, 10/10 would and have recommend Reviewed on: 11th April 2023

Above and beyond

No system habituation here ! Excellent all round Reviewed on: 11th April 2023

Never have any problems

The app is super user friendly and straight forward, don't get bombarded by emails constantly, never have any issues paying my bills and the customer service team are lovely! Reviewed on: 11th April 2023

Best credit card that I have ever used

Provide best customer experience. Safe personal data Best credit payment Easy to use to purchase online or using contactless Reviewed on: 11th April 2023

Best

You arę The best . Always be very helpful and always have time for customer Reviewed on: 11th April 2023

Fantastic provider

I've had lots of advice and support from Zopa and have found their products and application very easy to use Reviewed on: 11th April 2023

Friendly and easy to use

I have a credit card and have found their online easy to use plus it doesn't just help me keep track of my spending and repayments but also suggests ways to reduce outgoings and new products I may like. The app is great and their customer service so far has been perfect - no complaints and very happy with the service Reviewed on: 11th April 2023

Great Credit Card!

They offer a good service when it comes to credit, friendly customer service and easy to use app Reviewed on: 11th April 2023

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