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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Super card

Excellent service, good Apr,easy to use ,app brilliant. Reviewed on: 11th April 2023

Credit card

Brilliant people to deal with great rate no hassle would recommend to all Reviewed on: 11th April 2023

Credit Building

The card is perfect for me to help build my credit score, would recommend it to anyone. Reviewed on: 11th April 2023

Amazing credit card

Ever since I have been given the opportunity to have Zopa credit card, I have never regretted it. Application is very straightforward and with the decision is very quickly. Zopa Application is very easy to understand once you download it on phone. With the help of the App, you can easily monitoring your account and know when are being given any offer like increase in credit limit etc. I will definitely recommend this card to anyone. Reviewed on: 11th April 2023

Noice bank

Very nice bank, always helping improve credit Reviewed on: 11th April 2023

Great service and easy to use

I had bad credit and they helped me build it back up Reviewed on: 11th April 2023

Very good card

Very good card, easy to use app, and also money goes straight back on to card when you make a payment, none of this waiting 2 working days like other cards Reviewed on: 11th April 2023

Best credit card provider

So simple and efficient, I wish every credit card provider cared about their customer's experience as much as Zopa. Good rates and the app is easy to access with a great user interface. Well done Zopa! Setting new standards for the rest of the industry. Reviewed on: 11th April 2023

Super-Zopa!

Excellent service and the best credit card I have had! Great app - easy to follow, highly recommended, in fact I’ve recommended Zopa to my family and friends.. 1st class Credit provider with a host of other credit facilities, . …Keep up the super work Zopa! Reviewed on: 11th April 2023

Great company all round

Great service, they look after their customers and are very helpful with reminders and keeping you on top of everything, nothing is too much! Reviewed on: 11th April 2023

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