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Zopa: Credit card reviews

4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great

5
Excellent credit card provider , great for building your credit score . Really good app as well Reviewed on: 11th April 2023

Great

4
Can not sat a bad word Bout this product or company Reviewed on: 11th April 2023

Zopa

5
Have been with zopa just over a year now and highly recommend them to anyone always at the end of the phone if needed or on line chat would never stop using them Reviewed on: 11th April 2023

Great credit card

5
Very supportive company and easy to use app Reviewed on: 11th April 2023

Excellent credit card

5
Easy to use competitive rates. Quick application process. Reviewed on: 11th April 2023

Very easy and approachable

5
Very easy and approachable :) When I had an issue they were very helpful Reviewed on: 11th April 2023

BBAwrds

5
Friendly, professional, and helpful understanding staff with an easy to use app that keeps you in control in manging your account.. Reviewed on: 11th April 2023

Great

5
Good on what they charge very understand a great rate prefect Reviewed on: 11th April 2023

I love Zopa

5
The customer service team are fantastic people. They are reliable, fast and responsive Reviewed on: 11th April 2023

Helpful and informative

5
I find that Zopa stand out from other credit card suppliers by sending through timely reminders for payments and the information they give about the amount I can afford to pay this month will affect my balance. Very happy with this card. Reviewed on: 11th April 2023

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