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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022
Michael 's avatar
Michael

Good easy card to use

5
Very good card to use call centre is good with people who have knowledge about the products Reviewed on: 11th April 2023
Siraz Kakuji's avatar
Siraz Kakuji

Excellent

5
Always looking to do more for the customer Reviewed on: 11th April 2023
Stevej's avatar
Stevej

Top service zopa credit card.

5
Excellent customer service and easy to use app..all purchases and payments can be seen almost immediately and credit limits set according to affordability..highly recommended Reviewed on: 11th April 2023
Chris smith's avatar
Chris smith

Credit card with flexibility

5
Easy to use App and setting up card was simple enough, great that you can monitor your usage and notified when a purchase and /or a payment to you card has been made Reviewed on: 11th April 2023
William Wilkinson's avatar
William Wilkinson

Best credit card

5
Best credit card for helping to repair your credit rating Reviewed on: 11th April 2023
Kate's avatar
Kate

Great for rebuilding poor credit!

5
Zopa has given me a chance to rebuild my poor credit score, they are very helpful and the app is easy to use. I would highly recommend Zopa to all my friends and family. Reviewed on: 11th April 2023
Simon Ferris's avatar
Simon Ferris

Excellent

5
Smooth process when setting up, great communication and honest company Reviewed on: 11th April 2023
Louise Holland's avatar
Louise Holland

Great credit card

5
I have been using the Zopa credit card for one a year now and it has helped to increase my credit rating as well as providing me with credit increases when they can see I have been using the card responsibly. Reviewed on: 11th April 2023
Sinead Mcbride's avatar
Sinead Mcbride

The company

5
They have been very helpful advising how much you spend and keep you updated with any new products Reviewed on: 11th April 2023
wilma kelly's avatar
wilma kelly

Good credit card to have

5
Good card to have. Great app to control your spending/account management. Reviewed on: 11th April 2023
Nikola Lucking's avatar
Nikola Lucking

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