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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great credit card

I have a credit card with zopa and they are fantastic. They message you a reminder ahead of your payment due date so you don't forget it. They are a good all round company and their online app is so easy to understand and use. I would highly recommend zopa to anyone. Reviewed on: 11th April 2023

Best card

Great card,never had any issues with it. Everything can be done on the app. Very sattisfied custome Reviewed on: 11th April 2023

Takes The strain

Helps me when I need it most at a rate I can afford! Reviewed on: 11th April 2023

Credit card service and updates

Zopa is always provides best service and updates in terms of credit card and credit limit. Reviewed on: 11th April 2023

I don't have a zopa credit card

You keep sending me statements but I do not have any Zopa products? Reviewed on: 11th April 2023

Happy

Very happy with the product and service you provide Reviewed on: 11th April 2023

Quick credit limit increase

Been a customer for nearly a year now. Easy to make payments and quickest to give credit limit increase Reviewed on: 11th April 2023

Brilliant company

Very fair, honest and transparent with everything Reviewed on: 11th April 2023

Great provider honesty is their policy

been with Zopa credit card sometime now,they are great to deal with and are impartial for someone looking for a low limit card this is for you Reviewed on: 11th April 2023

I did not have any problem using zopa credit card

Keep it up your excellent service really happy with zopa credit card service Reviewed on: 11th April 2023

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