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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to use and low interest rates

It was easy to Process for the loan. No difficulty getting it ready. Reviewed on: 11th April 2023

Best credit card I have used

Very helpful and caring excellent customer support Reviewed on: 11th April 2023

Excellent

Awesome Experience with Zopa Credit Card..!! Reviewed on: 11th April 2023

No hassle perfect card

Straight forward repayments deducted straight away don’t have to wait 2 days low interest rates Reviewed on: 11th April 2023

Efficient and friendly

Very efficient to deal with and very customer friendly Reviewed on: 11th April 2023

Awesome

Great service Always upto date Reviewed on: 11th April 2023

Excellent card and service

I'm really happy with my card/ account. Zopa are 1st rate and I'd be more than happy to highly recommend their services to everyone. Thank you Zopa team from a very grateful customer. Reviewed on: 11th April 2023

Never had an issue

I've never had an issue and they have a great app. They don't bombard me with spam and I feel like I could recommend them to anyone else. Reviewed on: 11th April 2023

a better company and hope they win

My experience with them has changed my life and I’m so great full someone like me suffering with depression it has helped me alot in life joining this company. Reviewed on: 11th April 2023

Good simple card

Good simple card for anyone who needs it Reviewed on: 11th April 2023

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