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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Helpful and easy

I was struggling financially and thanks for the help with Zopa, helped me resolve my problem and have many different minimum payment options. Excellent customer service support. Reviewed on: 11th April 2023

Great customer service and easy to use

For all the time i have been using Zopa it is by far the easiest and best credit card company. The customer service is top notch and the app os very user friendly. Easy to talk to and always creating new ideas to help there customers. Would recommend 10/10 Reviewed on: 11th April 2023

best around

great company with full support and help from start to finish Reviewed on: 11th April 2023

Best about

Wouldn't choose anyone else the service the fees everything is special love the service always on point thankyou Reviewed on: 11th April 2023

Amazing

Amazing experience...massive thank you! Reviewed on: 11th April 2023

brilliant

Great company to deal with. thanks Reviewed on: 11th April 2023

Great service

Always able to quickly answer any queries and easy to use app Reviewed on: 11th April 2023

Good company

Very good company and best service to the customer I love it Reviewed on: 11th April 2023

Zopa fantastic

Strait forward app no hassle great to deal with Reviewed on: 11th April 2023

100% recommended

Always a happy customer with Zopa Reviewed on: 11th April 2023

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