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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Really great helped me in every way

I was thinking I couldn’t get no card with credit score and then I got offered 400 card after paying all on time my credit card offered increased balance and since then I wasn’t facing no more financial issues I use only what I need without a struggle and the team is absolutely fab Reviewed on: 11th April 2023

Helpfull

Very easy to use app and easy to sign up. Reviewed on: 11th April 2023

Amazing provider!!!!

Amazing credit card provider. Never any hassle with anything you need. Always happy to review the credit limit but most of all they are super caring about their clients welfare. Affordability checks are thorough and decisions are well thought out! Thank you Zopa and keep up the amazing service you provide!!!!!!! Reviewed on: 11th April 2023

Good credit card

It’s good credit card very easy to use there app Reviewed on: 11th April 2023

Easy to use app

I use Zopa credit card and I have to say I'm extremely happy with the ease of use and reliability of the app. Its clear, quick and simple to use. Recommend! Reviewed on: 11th April 2023

Amazing!

Fantastic card, the app is easy to use and the payments are very manageable, all in all I’m very happy with mine :) Reviewed on: 11th April 2023

Easy to use

Zopa is very easy to use And they have very good credit card Reviewed on: 11th April 2023

Simple and Perfect

Simple to use and accepted in everywhere Reviewed on: 11th April 2023

Great service

Great service and app and easy to use. Reviewed on: 11th April 2023

Great Service

Great company to be apart of Would highly recommend to family and friends Reviewed on: 11th April 2023

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