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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
73% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

Amazing company!

5
Zopa really is an amazing company all round! Amazing customer service & low interest rates. Couldn’t be happier being with them! I tell everyone about Zopa! Reviewed on: 11th April 2023
George Garrett's avatar
George Garrett

Great company

5
Great company I have been a customer for over a year now and I have never had any issues with Zopa. I regularly check my account via the app it’s so easy Reviewed on: 11th April 2023
dian Goodall's avatar
dian Goodall

Great company

5
I got this card to help my credit score and so far it's really been helping and has been so easy to manage each month even when I was getting overwhelmed with debts! Reviewed on: 11th April 2023
Sarah's avatar
Sarah

Excellent rates

5
Good rates, and easy to navigate the app Reviewed on: 11th April 2023
Clare's avatar
Clare

The credit for all

5
Applied for ZOPA credit to help me through a difficult time, decision was swift. Have now paid back. I recommend. Reviewed on: 11th April 2023
Mrs Paul's avatar
Mrs Paul

Great card

5
App very easy to use and good for updates Reviewed on: 11th April 2023
Lynch 1189's avatar
Lynch 1189

Best credit card, I've got few credit cards and this one so far is my best choice.

5
Happy with my credit card. No issues at all Reviewed on: 11th April 2023
Stoyan's avatar
Stoyan

Credit Card

5
Great company easy to make payments and website easy to navigate Reviewed on: 11th April 2023
Joanne doggett 's avatar
Joanne doggett

Great card with affordable repayments

5
I got this card to rebuild my credit score and it’s working ! This company don’t bombard you with limit increases meaning the repayments are affordable and it’s easy and simple to pay extra as and when you are able Reviewed on: 11th April 2023
Di's avatar
Di

Great company

5
Great company and service, always there for the people it serves. No matter what the issue Zopa will go the extra mile to help. I would definitely recommend to family and friends. Reviewed on: 11th April 2023
Adrian Pennington-Sharp's avatar
Adrian Pennington-Sharp

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