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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44350)

Easy to use app

5
Great app . Easy to understand. Manageable credit limit Reviewed on: 11th April 2023
Martin 's avatar
Martin

Great help with credit rebuild

5
I have found zopa has help me with managing my cash flow and stay in control. Reviewed on: 11th April 2023
Kevin oakley's avatar
Kevin oakley

Excellent credit provider

5
Very easy to use app straight forward always contacted when changes are coming or offers zopa had made it easier for use of my card Reviewed on: 11th April 2023
Carsten Stidson's avatar
Carsten Stidson

easier Credit card to use

5
So easy to use and to built ur credit score as well Reviewed on: 11th April 2023
Oussama Debbaghi's avatar
Oussama Debbaghi

Amazing company!

5
Zopa really is an amazing company all round! Amazing customer service & low interest rates. Couldn’t be happier being with them! I tell everyone about Zopa! Reviewed on: 11th April 2023
George Garrett's avatar
George Garrett

Great company

5
Great company I have been a customer for over a year now and I have never had any issues with Zopa. I regularly check my account via the app it’s so easy Reviewed on: 11th April 2023
dian Goodall's avatar
dian Goodall

Great company

5
I got this card to help my credit score and so far it's really been helping and has been so easy to manage each month even when I was getting overwhelmed with debts! Reviewed on: 11th April 2023
Sarah's avatar
Sarah

Excellent rates

5
Good rates, and easy to navigate the app Reviewed on: 11th April 2023
Clare's avatar
Clare

The credit for all

5
Applied for ZOPA credit to help me through a difficult time, decision was swift. Have now paid back. I recommend. Reviewed on: 11th April 2023
Mrs Paul's avatar
Mrs Paul

Great card

5
App very easy to use and good for updates Reviewed on: 11th April 2023
Lynch 1189's avatar
Lynch 1189

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