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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Perfect

Good Credit card, good percentage Reviewed on: 11th April 2023

Brilliant service

Never any issues, hassel free service Reviewed on: 11th April 2023

Zopa a Great Company

I am very satisfied with Zopa. They have a brilliant web page and are good at sending me reminders which I like as memory sometimes needs a nudge. Reviewed on: 11th April 2023

Simplicity

Applying and get the Zopa card was so simple and easy to get. It's so simple to use online or in the shops. Reviewed on: 11th April 2023

The best credit card

I must say, your card offers a plethora of features and benefits that make it stand out from the crowd. The security features on your credit card are good. The card offers advanced security measures, such as chip technology and fraud protection, to ensure that your personal information and transactions are always secure. Another cool feature of your credit card is its mobile app. The app is user-friendly and offers a range of functionalities, from checking your account balance and transaction history to making payments and even setting up alerts to monitor your spending. The app makes managing your credit card a breeze and allows you to stay on top of your finances on the go. Lastly, I appreciate the flexibility that your credit card offers. You can choose from a variety of payment options, including setting up automatic payments, making payments online. Plus, your card is accepted worldwide, making it an ideal option for travelers. Overall, your credit card is an exceptional choice for anyone looking for a reliable and rewarding credit card. Its features and benefits are cool and practical, making it an excellent option for anyone seeking to manage their finances more effectively. Reviewed on: 11th April 2023

Terrible company

No increase in limit. Poor limits and poor customer service when you query it. Like robots just send you scripted responses. Very poor Reviewed on: 11th April 2023

Excellent service

Excellent service very easy to use app recommend any day Reviewed on: 11th April 2023

Great credit card company

Great service, easy online information Reviewed on: 11th April 2023

Excellent financial product

Very easy to use with clear and concise statements and a good interest rate. Reviewed on: 11th April 2023

Great Service

Quick acceptance and response very effecient service, Zopa came along when I was searching for the right card for my score Reviewed on: 11th April 2023

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