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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Excellent service

Excellent service very easy to use app recommend any day Reviewed on: 11th April 2023

Great credit card company

Great service, easy online information Reviewed on: 11th April 2023

Excellent financial product

Very easy to use with clear and concise statements and a good interest rate. Reviewed on: 11th April 2023

Great Service

Quick acceptance and response very effecient service, Zopa came along when I was searching for the right card for my score Reviewed on: 11th April 2023

Fantastic

Brilliant card for people who are getting back on track with credit. Staff are fantastic and really helpful. Love this card Reviewed on: 11th April 2023

Excellent

Excellent service and a brilliant card to help building your credit score Reviewed on: 11th April 2023

Great card, great service

Helped me build my credit rating Reviewed on: 11th April 2023

Great service

Best in the business great card def recommended Reviewed on: 11th April 2023

Good

Good provide for credit card, easy to use online Reviewed on: 11th April 2023

Amazing

Easy to deal with, easy to navigate round the app. Reviewed on: 11th April 2023

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