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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Fantastic

Brilliant card for people who are getting back on track with credit. Staff are fantastic and really helpful. Love this card Reviewed on: 11th April 2023

Excellent

Excellent service and a brilliant card to help building your credit score Reviewed on: 11th April 2023

Great card, great service

Helped me build my credit rating Reviewed on: 11th April 2023

Great service

Best in the business great card def recommended Reviewed on: 11th April 2023

Good

Good provide for credit card, easy to use online Reviewed on: 11th April 2023

Amazing

Easy to deal with, easy to navigate round the app. Reviewed on: 11th April 2023

Perfect

I’m very happy to use Zopa credit card Reviewed on: 11th April 2023

Excellent service

I am really happy with the service provided and I did not have any issues. Reviewed on: 11th April 2023

Best credit card provider

I have multiple credit cards including hight street banks like metro and world renowned credit providers like American Express. Zopa has been the best so far in the fastest and the most comfortable app I was able to use int erma usage or response when having questions when making payments or looking into your monthly statements Reviewed on: 11th April 2023

Excellent service love it

I applied credit card they approved very easy Zopa App excellent customer service Reviewed on: 11th April 2023

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