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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Incredible customer service

Zopa customer service is outstanding, very friendly, fast and reliable, one of the best companies out there as they are so transparent with everything! Reviewed on: 11th April 2023

Outstanding

Professional, very helpful to their customers and enhance the interet of the customers. Reviewed on: 11th April 2023

brillant service

love my credit card so flexible Reviewed on: 11th April 2023

Great provider

Has helped when it’s needed so thank you , great app too. Reviewed on: 11th April 2023

Take you on when no one else will

I've been suffering with my finances over the years. Now in straight in left with a really poor credit score. I tried with various different companies to get a credit builder card with no success. Zopa did take me on though, with easy application, plus quick delivery of card. Reviewed on: 11th April 2023

Excellent service

Application for this card was so quick and easy! App is simple to use, with great APR rates too Reviewed on: 11th April 2023

Simple and clear

I am currently using the mobile app for the credit card. It's extremely easy and what's more important clear to use. I have not had any problems so far so would definitely recommend Zopa credit card to anyone Reviewed on: 11th April 2023

Easy and Clear

When everything is so difficult and confusing regarding cards these days, hidden fees etc but this was so easy to use, clear and friendly service wise. Reviewed on: 11th April 2023

Great service

Great customer service and great app layout Reviewed on: 11th April 2023

Zopa are the best

My experience with Zopa has been amazing! Very great credit card company Reviewed on: 11th April 2023

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