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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44350)

Perfect

5
I’m very happy to use Zopa credit card Reviewed on: 11th April 2023
Ramu's avatar
Ramu

Excellent service

5
I am really happy with the service provided and I did not have any issues. Reviewed on: 11th April 2023
Oana Cristina's avatar
Oana Cristina

Best credit card provider

5
I have multiple credit cards including hight street banks like metro and world renowned credit providers like American Express. Zopa has been the best so far in the fastest and the most comfortable app I was able to use int erma usage or response when having questions when making payments or looking into your monthly statements Reviewed on: 11th April 2023
maturi suman's avatar
maturi suman

Excellent service love it

5
I applied credit card they approved very easy Zopa App excellent customer service Reviewed on: 11th April 2023
Mani 's avatar
Mani

Incredible customer service

5
Zopa customer service is outstanding, very friendly, fast and reliable, one of the best companies out there as they are so transparent with everything! Reviewed on: 11th April 2023
Luke's avatar
Luke

Outstanding

5
Professional, very helpful to their customers and enhance the interet of the customers. Reviewed on: 11th April 2023
Alhaji Kamara's avatar
Alhaji Kamara

brillant service

5
love my credit card so flexible Reviewed on: 11th April 2023
Amanda Owen's avatar
Amanda Owen

Great provider

5
Has helped when it’s needed so thank you , great app too. Reviewed on: 11th April 2023
Kat Myers's avatar
Kat Myers

Take you on when no one else will

5
I've been suffering with my finances over the years. Now in straight in left with a really poor credit score. I tried with various different companies to get a credit builder card with no success. Zopa did take me on though, with easy application, plus quick delivery of card. Reviewed on: 11th April 2023
Mark Campbell's avatar
Mark Campbell

Excellent service

5
Application for this card was so quick and easy! App is simple to use, with great APR rates too Reviewed on: 11th April 2023
Tracy Swinbourne's avatar
Tracy Swinbourne

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