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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
73% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

Friendly App

5
Customer service is one of the best I have experienced and the App is so friendly Reviewed on: 11th April 2023
Stuart's avatar
Stuart

New start

5
After a terrible time of my life in awful debt I have steadily on my own repaid and sorted it by myself Zopa gave me a credit card which has helped me so much and will always be grateful Reviewed on: 11th April 2023
Aileen's avatar
Aileen

Amazing

5
So easy to use & I’ve never had an issue or problem with Zopa!! They’re a great company to use!!! Reviewed on: 11th April 2023
Lauren Davison's avatar
Lauren Davison

Great company

5
Helped me greatly, great communication, Reviewed on: 11th April 2023
Debbie panther 's avatar
Debbie panther

Excellent customer service

5
From the application to every day use. I’ve found Zopa credit card to be an excellent product. Simple app excelling in customer service. Would recommend to anyone Reviewed on: 11th April 2023
Robbie Keeling's avatar
Robbie Keeling

Miss Balandila Malonga

5
Reviewed on: 11th April 2023
Balandila Malonga's avatar
Balandila Malonga

Great company

5
Great app, great customer service and always there to help. Thanks Reviewed on: 11th April 2023
Louise Dmytrenko's avatar
Louise Dmytrenko

Easy process, easy to manage account

5
Have a credit card and personal loan with zopa, both easy to apply for, app makes it easy to manage accounts. Would definetly recommend. Reviewed on: 11th April 2023
Emma's avatar
Emma

I WENT FROM UGLY TO BAD TO GOOD CREDIT, THANKS TO ZOPA

5
Zopa helped me towards gaining a good credit score. Easy to use app, loaded with useful features. Excellent customer service. Reasonable interest on purchases made. Reviewed on: 11th April 2023
Darren Rose's avatar
Darren Rose

Best credit card

5
Really best credit card and when you add some money coming in your account in a minute Reviewed on: 11th April 2023
Adel Makhluf's avatar
Adel Makhluf

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