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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Good

It’s easy to and fast service for the payment Reviewed on: 11th April 2023

Easy application, fabulous App to manage finances

What an amazing credit provider to use! Straight forward, self explanatory application and the easiest App to navigate and manage finances with. Love the “tasks” and the reminders to aid improvement of financial health… all in all 100% positive experience Reviewed on: 11th April 2023

Brilliant

Very good customer service, staff are very friendly and helpful at all times Reviewed on: 11th April 2023

A very SUPER ZOPA card

A very professional card, yet very easy to use. I like the fact that you are made aware almost immediately after a purchase, what you have spent and have left. Reviewed on: 11th April 2023

Credit

I have found this card has been very useful especially with the current cost of living crisis. It helps in emergencies and interest rates are very reasonable. Reviewed on: 11th April 2023

Excellent

Great service from start to finish Reviewed on: 11th April 2023

Customer experience

The app is superbly easy to use and navigate through it. You can freeze and unfreeze the card on the app and it's done in an instant. When I have had to call the customer service they have been extremely polite and helpful. I would totally recommend zopa to anyone. Reviewed on: 11th April 2023

Review for Zopa

Very nice company! I love Zopa as a credit card company they always have been very helpful and accessible. Thanks Zopa! Reviewed on: 11th April 2023

Credit card

Fantastic card, fantastic service allround good Reviewed on: 11th April 2023

Great service

Great service, great customer service Reviewed on: 11th April 2023

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