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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Simplicity

Applying and get the Zopa card was so simple and easy to get. It's so simple to use online or in the shops. Reviewed on: 11th April 2023

The best credit card

I must say, your card offers a plethora of features and benefits that make it stand out from the crowd. The security features on your credit card are good. The card offers advanced security measures, such as chip technology and fraud protection, to ensure that your personal information and transactions are always secure. Another cool feature of your credit card is its mobile app. The app is user-friendly and offers a range of functionalities, from checking your account balance and transaction history to making payments and even setting up alerts to monitor your spending. The app makes managing your credit card a breeze and allows you to stay on top of your finances on the go. Lastly, I appreciate the flexibility that your credit card offers. You can choose from a variety of payment options, including setting up automatic payments, making payments online. Plus, your card is accepted worldwide, making it an ideal option for travelers. Overall, your credit card is an exceptional choice for anyone looking for a reliable and rewarding credit card. Its features and benefits are cool and practical, making it an excellent option for anyone seeking to manage their finances more effectively. Reviewed on: 11th April 2023

Terrible company

No increase in limit. Poor limits and poor customer service when you query it. Like robots just send you scripted responses. Very poor Reviewed on: 11th April 2023

Excellent service

Excellent service very easy to use app recommend any day Reviewed on: 11th April 2023

Great credit card company

Great service, easy online information Reviewed on: 11th April 2023

Excellent financial product

Very easy to use with clear and concise statements and a good interest rate. Reviewed on: 11th April 2023

Great Service

Quick acceptance and response very effecient service, Zopa came along when I was searching for the right card for my score Reviewed on: 11th April 2023

Fantastic

Brilliant card for people who are getting back on track with credit. Staff are fantastic and really helpful. Love this card Reviewed on: 11th April 2023

Excellent

Excellent service and a brilliant card to help building your credit score Reviewed on: 11th April 2023

Great card, great service

Helped me build my credit rating Reviewed on: 11th April 2023

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