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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great company

Great app, great customer service and always there to help. Thanks Reviewed on: 11th April 2023

Easy process, easy to manage account

Have a credit card and personal loan with zopa, both easy to apply for, app makes it easy to manage accounts. Would definetly recommend. Reviewed on: 11th April 2023

I WENT FROM UGLY TO BAD TO GOOD CREDIT, THANKS TO ZOPA

Zopa helped me towards gaining a good credit score. Easy to use app, loaded with useful features. Excellent customer service. Reasonable interest on purchases made. Reviewed on: 11th April 2023

Best credit card

Really best credit card and when you add some money coming in your account in a minute Reviewed on: 11th April 2023

Good

It’s easy to and fast service for the payment Reviewed on: 11th April 2023

Easy application, fabulous App to manage finances

What an amazing credit provider to use! Straight forward, self explanatory application and the easiest App to navigate and manage finances with. Love the “tasks” and the reminders to aid improvement of financial health… all in all 100% positive experience Reviewed on: 11th April 2023

Brilliant

Very good customer service, staff are very friendly and helpful at all times Reviewed on: 11th April 2023

A very SUPER ZOPA card

A very professional card, yet very easy to use. I like the fact that you are made aware almost immediately after a purchase, what you have spent and have left. Reviewed on: 11th April 2023

Credit

I have found this card has been very useful especially with the current cost of living crisis. It helps in emergencies and interest rates are very reasonable. Reviewed on: 11th April 2023

Excellent

Great service from start to finish Reviewed on: 11th April 2023

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