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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Amazing

The card is so great for someone like me that wants to build up credit Reviewed on: 11th April 2023

Yes

Got the card to build up me credit score rating! So far,good Reviewed on: 11th April 2023

Amazing!

I have found Zopa to be really east to use, communicate with and set up. Would strongly recommend them to others. The app is also easy to navigate to help you keep an eye on your spending, payments. Reviewed on: 11th April 2023

Great Service

Great services as always and happy with my card Reviewed on: 11th April 2023

Best provider ever

App is very simple to use and interest fees are okay, really good provider highly recommend Reviewed on: 11th April 2023

Easy to apply

Useful reminder on a monthly basis regarding upcoming payment and balance Reviewed on: 11th April 2023

Credit card

Easy to use app and easy to make a payment whenever you want Reviewed on: 11th April 2023

Highly recommended

Really helpful and brilliant excellent customer service Reviewed on: 11th April 2023

Amazing customer service, goof interest rates

By far one of the best when it comes to customer service and interest rates for bad credit Reviewed on: 11th April 2023

THE BUSINESS

Zoo provide a immaculate smooth and caring service with on hand help any time needed they are so supportive with everything Reviewed on: 11th April 2023

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