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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Ok

I am very satisfied. I have had this card for some time and it has helped me a lot Reviewed on: 11th April 2023

Simplicity at its finest

I have really enjoyed my zopa journey so far. I find the app exceptionally easy to use and the customer service team very helpful and understanding. I would definitely recommend zopa to a friend and I'm looking forward to continuing my experience with them. Reviewed on: 11th April 2023

Credit cards

Great credit card and builds up your credit rating Reviewed on: 11th April 2023

Efficient credit

From the moment of application credit is provided and administered with no fuss and life saving at the time! Highly recommended to everyone. Reviewed on: 11th April 2023

Credit card absolutely brilliant for building bad credit history

Fantastic service would recommend to anyone looking to build your credit back up very helpful and understanding Reviewed on: 11th April 2023

Amazing

Amazing credit card, simple to use, great customer service and great app for this credit card! Reviewed on: 11th April 2023

Super Zopa!!!

Zopa!! Unforgettable great name for a bank!! Great customer service team!! Everyone needs Zopa in their lives!!! Reviewed on: 11th April 2023

Credit rebuild

Zopa really have have helped me rebuild my credit and finances and ultimately helped me achieve some life goals. Reviewed on: 11th April 2023

Credit card

I found the experience of applying for a credit card very easy. Zopa is quick to update me on any changes, and they also reply quickly if I have a query. Good service and polite staff. Reviewed on: 11th April 2023

The best credit card ever!

Low interest, you can pay back as much as you want in between the minimum amount or more, depending on the pay. Zopa its the best credit card ever! Reviewed on: 11th April 2023

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