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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Efficient credit

From the moment of application credit is provided and administered with no fuss and life saving at the time! Highly recommended to everyone. Reviewed on: 11th April 2023

Credit card absolutely brilliant for building bad credit history

Fantastic service would recommend to anyone looking to build your credit back up very helpful and understanding Reviewed on: 11th April 2023

Amazing

Amazing credit card, simple to use, great customer service and great app for this credit card! Reviewed on: 11th April 2023

Super Zopa!!!

Zopa!! Unforgettable great name for a bank!! Great customer service team!! Everyone needs Zopa in their lives!!! Reviewed on: 11th April 2023

Credit rebuild

Zopa really have have helped me rebuild my credit and finances and ultimately helped me achieve some life goals. Reviewed on: 11th April 2023

Credit card

I found the experience of applying for a credit card very easy. Zopa is quick to update me on any changes, and they also reply quickly if I have a query. Good service and polite staff. Reviewed on: 11th April 2023

The best credit card ever!

Low interest, you can pay back as much as you want in between the minimum amount or more, depending on the pay. Zopa its the best credit card ever! Reviewed on: 11th April 2023

Fabulous

Great service good product good app have had no problems at all with this product and would recommend it to anyone who has a low credit score Reviewed on: 11th April 2023

Best credit card

Easy to use and have had no problems since using their services Reviewed on: 11th April 2023

Great credit building card

Recommend this to anyone building there credit Reviewed on: 11th April 2023

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Want to see more from Zopa?

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from Zopa 4.87 from 1795 reviews
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