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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Amazing help

This card gives me the freedom to use my card anywere in any type of emergency its a great deal. Reviewed on: 11th April 2023

Easy application

Really easy app to use ...quick service.. Reviewed on: 11th April 2023

Best credit card iv had

Never had any issues with them. Fab credit card company Reviewed on: 11th April 2023

Ease of use

Great communication, fantastic app, and very easy to manage. Customer service when I have had to use it has also been very good and easy to navigate Reviewed on: 11th April 2023

Great

Really great card. It's easy to see where I am and also make payments. I'm kept upto date and I never go over my limit because of the notifications. Just great all round Reviewed on: 11th April 2023

Excellent card and app

App is easy to use, card is great for building my credit score. Really like how they help you to see how you can improve with your credit score and the different services they over. Like a one stop shop. Overall I’m happy with it. Reviewed on: 11th April 2023

Excellent company

Never have any issues with this provider Reviewed on: 11th April 2023

100% recommend

Zopa credit card was easy application, fast process and helpful staff on hand if needed, also Zopa keep you in the picture about your credit and helpful tips how to keep your credit score healthy Reviewed on: 11th April 2023

Zopa

Easy to join access and app is simple Reviewed on: 11th April 2023

Card & app friendly

Great app with card , easy to use & self explanatory Reviewed on: 11th April 2023

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Alternative products

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from RBS 4.08 from 8 reviews
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Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
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