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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good company..

This is good company. Superted costumers. Reviewed on: 11th April 2023

Zopa

Veru good service .. easy to use Good app. Reviewed on: 11th April 2023

They the best

Never ever had a problem with them always there and are always ready to help and listen Reviewed on: 11th April 2023

Amazing credit card

Zopa have been amazing for me for the extra bit of money when I have needed it as a back up I can use it if something in life goes wrong The perfect credit card Reviewed on: 11th April 2023

Excellent Card

Great credit card helping me budget and use responsibly Reviewed on: 11th April 2023

Amazing

Great communication easy to use app and webchat service Reviewed on: 11th April 2023

Perfect

i like this credit card because they provide very good apr rates Reviewed on: 11th April 2023

The modern way to manage my money

I have taken out and repaid two Zopa loans, following the success and simplicity of this experience, I now have the Zopa credit card. Like the loans, it's really easy to manage in the mobile app. Such as check payment dates, overpay, see your borrowing power. Reviewed on: 11th April 2023

Great service

Never had a problem Going abroad just had to notify them great all round Reviewed on: 11th April 2023

Flexible and helpful

Without a doubt the best credit card I’ve had. Manageable and flexible at all times. Their banking app is very easy to use too. Reviewed on: 11th April 2023

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