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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa great service and great for building credit

Easy application, user friendly app. Customer service second to none. Reviewed on: 11th April 2023

Great company

I have a credit card with zopa and they send me reminders regularly and give plenty of notice for payments and options on how to pay 5star company Reviewed on: 11th April 2023

Customer service

Amazing products and even better customer support. Always on hard always very helpful Reviewed on: 11th April 2023

Best Card Ever

Simple, straightforward application. Hassle free usage, easy bill payment, what more could you wish for. Highly recommended… Reviewed on: 11th April 2023

Zopa credit

Will recommend to my friends and family if they have credit to buy this card it’s nice and easy but sometimes it’s take hard pay. Reviewed on: 11th April 2023

10/10 experience

Easy to use app, and set up from initial application. App gives more than just info on your credit card. It helps you explore other options including car finance and different ways to save. Reviewed on: 11th April 2023

Amazing company

They have been a great help, easy to use, never had an issue. I would definitely recommend them Reviewed on: 11th April 2023

No nonsense

Easy to get and simple to use, the option to have savings account on the same app. Easily my favourite Reviewed on: 11th April 2023

Excellent and quick service!

At a time when I needed to start to build my credit score, Zopa was there to put me on the right track. App was very easy to set up and helps me keep an eye on spending. Easy to make payments on line. Wonderful, than you Zopa ! Reviewed on: 11th April 2023

Mine

Super always there to help always friendly always keep you updated and amazing staff Reviewed on: 11th April 2023

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