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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Best Card Ever

Simple, straightforward application. Hassle free usage, easy bill payment, what more could you wish for. Highly recommended… Reviewed on: 11th April 2023

Zopa credit

Will recommend to my friends and family if they have credit to buy this card it’s nice and easy but sometimes it’s take hard pay. Reviewed on: 11th April 2023

10/10 experience

Easy to use app, and set up from initial application. App gives more than just info on your credit card. It helps you explore other options including car finance and different ways to save. Reviewed on: 11th April 2023

Amazing company

They have been a great help, easy to use, never had an issue. I would definitely recommend them Reviewed on: 11th April 2023

No nonsense

Easy to get and simple to use, the option to have savings account on the same app. Easily my favourite Reviewed on: 11th April 2023

Excellent and quick service!

At a time when I needed to start to build my credit score, Zopa was there to put me on the right track. App was very easy to set up and helps me keep an eye on spending. Easy to make payments on line. Wonderful, than you Zopa ! Reviewed on: 11th April 2023

Mine

Super always there to help always friendly always keep you updated and amazing staff Reviewed on: 11th April 2023

Great credit card

It’s been an easy experience with signing up, to getting accepted and then paying for my first month. I would definitely recommend Zopa to my family and friends. Reviewed on: 11th April 2023

Amazing credit card

This credit card is amazing and it’s helped me build my credit. Reviewed on: 11th April 2023

Brilliant

What an excellent credit card company. Keeps you updated on changes etc. i would recommend this card to all of my friends who by any chance looking for a great credit card. Reviewed on: 11th April 2023

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