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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Brilliant

Be really easy to use and always keeping me updated on how my balance is and new offer Reviewed on: 11th April 2023

Great app and good comms

Very helpful app, great rate and good comms Reviewed on: 11th April 2023

Zopa credit card

Easy to use, great communication, instant transactions. Reviewed on: 11th April 2023

Great service

Very happy with the service and Zopa credit card. Simple to pay on monthly. No problems at all. Reviewed on: 11th April 2023

Excellent

Zopa have been a fantastic bank to deal with,their app is very easy use and allows you to access everything you need from your balance to customer service and increase or decrease your credit limit . I cannot recommend ZOPA highly enough Reviewed on: 11th April 2023

Easy to understand and Great app.

The app is great and works well easy to understand and great communication. Reviewed on: 11th April 2023

Zopa: your credit card bff with perks Galore!

Zopa has been a game-changer for my financial needs! Their credit card services are exceptional, with competitive rates and flexible payment options. The user-friendly interface makes managing my account a breeze, and their customer support team is always responsive and helpful. I appreciate the perks and rewards that come with my Zopa credit card, which have helped me save on everyday purchases. Overall, I highly recommend Zopa for anyone looking for a reliable and trustworthy credit card company. Reviewed on: 11th April 2023

Zopa customer service

Easy to communicate with them, providing a quick response when you needed it. On the credit providing part they looking to your circumstances and will contact you without you going ask them. Never had problems with the and never received nonessential response. On the whole have had a good experience with them. Reviewed on: 11th April 2023

Credit Card Application

I needed a credit card when Covid happened that’s when Zopa was recommended to me and I was approved right away Reviewed on: 11th April 2023

Fantastic easy to use Credit Card Company

Easy to use App, very impressed with service received . Reviewed on: 11th April 2023

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