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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Excellent credit builder

Zopa is great card to rebuild your credit easy App to use to keep track of your transactions and also provides tips on how to build your credit further. Reviewed on: 11th April 2023

Amazing company

Always easy and safe to use and most understanding to people’s needs Reviewed on: 11th April 2023

Excellent Service

Easy to use and app is convenient, straightforward to use Reviewed on: 11th April 2023

Awesome company awesome service

Always a pleasure to deal with always helpful Reviewed on: 11th April 2023

Great service

Zopa is a great credit to have it give you recommendations on how to improve your credit file as well as updating your credit alegability monthly. I like zopa I think its a great card to have. Thier app is so easy to you as well. Reviewed on: 11th April 2023

Rubbish

Very expensive perfer others dont even use it Reviewed on: 11th April 2023

Easy to use and lots of control

The zopa credit card is incredibly easy to use, has loads of control in the app and the app is very easily laid out. The ability to set a credit cushion is also nice and something I make use of Reviewed on: 11th April 2023

Best credit card

Best experience I have with zopa card Reviewed on: 11th April 2023

Reality based credit

Credit based on me, not my history Reviewed on: 11th April 2023

Brilliant for me

Helped me when I needed it. And I don't that that you can use it straight away again after paying back on the card Reviewed on: 11th April 2023

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