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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,344 reviews, last reviewed 31st May 2026
73% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44344)

Help was there

5
Great credit card Tells me in advance about payment s Great offers Brilliant customer service Interest explained Monitoring my spending Text every time I use it Highly recommend Reviewed on: 11th April 2023
Mim's avatar
Mim

Great Card

5
Great card, easy to use and so is the app. Everything is in our place and can all be accessed easily. I have recommended family and friends if ever they needed a credit card and will continue to do so. Reviewed on: 11th April 2023
Kelly's avatar
Kelly

Credit

5
I'm so happy very quick answer good rating and I'm recommended zoopa Reviewed on: 11th April 2023
Aga's avatar
Aga

Brilliant service, great app

5
I've had a great experience with this company right from the start. Easy process to setup my account, the app is great and repayments show ony balance immediately unlike some credit card companies that takes days to process a payment. I can't recommend enough Reviewed on: 11th April 2023
Taylo2's avatar
Taylo2

Great to deal with

5
Easy to use, friendly and efficient. Reviewed on: 11th April 2023
Ray Holt's avatar
Ray Holt

Best credit card company iv had

5
Very fair treat you like a person Reviewed on: 11th April 2023
Adam Besant's avatar
Adam Besant

Zopa card

5
Fantastic service, easy to use and fast highly recommended Reviewed on: 11th April 2023
David's avatar
David

Really great service

5
Fantastic service, it really helps me understanding my credit rating and how to improve this. Reviewed on: 11th April 2023
Rachel Peaks's avatar
Rachel Peaks

Credit

5
I love my Zopa credit card as it allows me to stay within my budget without encouraging me to apply for more credit than I need whilst being at the end of the phone should I need another product or advise.Thank you Zopa. Reviewed on: 11th April 2023
Susan Lockett's avatar
Susan Lockett

Good lender

5
The app is so easy to use also keep me updated with statements Reviewed on: 11th April 2023
David myers's avatar
David myers

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