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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Easy, simple, effective.

Zopa has been an excellent provider from day 1! It has made it easier to understand my borrowing power, manage how much I spend and also the app has been faultless! It’s so easy to see what you’ve spent and credit statements come in like clock work. They’re always available for 24/7 support and have answered every question I’ve had! Reviewed on: 11th April 2023

good fair company

always keep you up to date, e-mail and text, app easy to use and track, Reviewed on: 11th April 2023

Hassle free

Great card linked to your app online which is very reliable. Very pleased with my card and customer care. Reviewed on: 11th April 2023

Excellent for Building Credit Score & Great Service

Zopa credit card has incredibly helped boost my credit score as they provide up to date alerts and corresponding emails and suggestions on how to get a better score. They also provide new opportunities to get more credit; in likes of car loans etc. Reviewed on: 11th April 2023

Amazing

My first credit card and I couldn’t be happier. Always great service and never a single issue! Reviewed on: 11th April 2023

No issues very transparent

I have not had much contact only because I didn't need to everything has been smooth running upto now Reviewed on: 11th April 2023

Great

Reviewed on: 11th April 2023

Zopa credit card

Very insightful and compassionate credit card provider Reviewed on: 11th April 2023

Keeping control of your finances

Best credit card I’ve had so far. They keep your limit at an affordable cap and don’t offer increases at every given opportunity. They make it easy to not go over your limit by using a safety net feature which is very useful Reviewed on: 11th April 2023

Great credit card

Really good card with good apr % my partner now has one. Reviewed on: 11th April 2023

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