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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,344 reviews, last reviewed 31st May 2026
73% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44344)

GREAT SERVICE

5
No fuss .ease of use. Great service. Reviewed on: 11th April 2023
ROBERT HITCHENS's avatar
ROBERT HITCHENS

Reliable and trustworthy

5
Zopa has helped me boost my credit score with a affordable reliable credit card, thank you Reviewed on: 11th April 2023
shaun mills's avatar
shaun mills

Proactive Credit Management

5
Zopa helps proactively manage your credit behaviour with updates and proactive communication. #loveit Reviewed on: 11th April 2023
Mark Elferink 's avatar
Mark Elferink

Great credit card

5
Great credit card no fuss good customer service and support Reviewed on: 11th April 2023
Andrew Farrant's avatar
Andrew Farrant

Credit card

5
A very helpful company and helps me out if I csnt pay my balance Reviewed on: 11th April 2023
ADY Hunter's avatar
ADY Hunter

Easy to set up and use

5
Great company happy with service and their willingness to help Reviewed on: 11th April 2023
John Patefield's avatar
John Patefield

Good

5
Easy payments and quick decision Reviewed on: 11th April 2023
Suz's avatar
Suz

Easy to use

5
Good product, easy app which provides so much more than just a statement. Overall a very good product that works well for me Reviewed on: 11th April 2023
Neil Williamson's avatar
Neil Williamson

Good

4
“Simple process which took less than 5 mins with an experienced customer advisor.” Reviewed on: 11th April 2023
Najuf's avatar
Najuf

Fantastic

5
Never had an issue with them always make contact before anything changes I.e credit limits or apr increases Reviewed on: 11th April 2023
Maverick C's avatar
Maverick C

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