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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

It's good but could improve

They have a good app and good functionalities but they are strict with their decision on credit limits. There is no room for a temporary credit even for emergencies. Customer service on the other hand is okay. Reviewed on: 11th April 2023

Great card

Great card, simple app and no problems at all ! Reviewed on: 11th April 2023

Credit card

Nothing to say really but it a great card apication is really easy to follow would recommend Reviewed on: 11th April 2023

Great card with plenty of communication

Had no problem with the service I have received Reviewed on: 11th April 2023

Best credit card

This is the best credit card company I've ever been with. The app is easy to use and notifies if the card has been used and where. Easy to set up monthly payment or pay extra. App gives advice on improving credit score etc. Reasonable APR Reviewed on: 11th April 2023

Easy to keep on top of finances

The app is really helpful and easy to navigate making it much easier to keep up to date on your finances Reviewed on: 11th April 2023

Zopa credit card

From applying to using Zopa credit card has been a very satisfying experience. The online statement and app is easy to navigate and set up. Reviewed on: 11th April 2023

Best Credit Card

been very happy with the Zopa credit card... they have credit score measuring system which helps me to find best deals and also how to improve my credit rating. Reviewed on: 11th April 2023

Best card I have ever used

App works great, payments appear straight away and they make everything clear and easy. Wish other providers were as straight forward and easy to use Reviewed on: 11th April 2023

Great Service

Great service, easy app to control your spending. Reviewed on: 11th April 2023

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