Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

View other Zopa products

4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Great card, easy to use app

The app is easy to use & details all the information needed. Card is great & would recommend. Reviewed on: 11th April 2023

Good to deal with

Good friendly and helpful service Reviewed on: 11th April 2023

Zopa credit card review

Had my Zopa card for a couple of years now neve had any issues at all with them good interest rates as well would definitely recommend! Reviewed on: 11th April 2023

Thumbs up

Excellent work well done Zopa. Keeps me up to date so I know where I’m at. Excellent customer service. Easy to manage. Thank you. Reviewed on: 11th April 2023

Never had a problem

Easy to take out a credit building card. Gives useful tips on the app. Have never needed to talk to anyone. So not sure what the customer service side is like. Overall it’s handy to have. Reviewed on: 11th April 2023

This company has always been approachable and helpful.

You can a human and talk and get real sense of empathy, something that is short supply right now Reviewed on: 11th April 2023

Amazing card

Zopa is a low interest credit card I’ve had a few different ones but this one is by far the best one I have used !!! Couldn’t recommend it enough Reviewed on: 11th April 2023

excellent

great card, I find the app easy to use and any information I require is easily obtained. Reviewed on: 11th April 2023

Great customer service

Zopa's customer service is amazing.The app is so easy to use. Reviewed on: 11th April 2023

Please with service.

Update us and payment are automatic the same day. Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Purchase credit cards
from MBNA 2.81 from 196 reviews
Everyday spending credit cards
from Halifax 4.38 from 75 reviews
Credit builder credit card
from Vanquis 4.73 from 28636 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub