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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Thumbs up

Excellent work well done Zopa. Keeps me up to date so I know where I’m at. Excellent customer service. Easy to manage. Thank you. Reviewed on: 11th April 2023

Never had a problem

Easy to take out a credit building card. Gives useful tips on the app. Have never needed to talk to anyone. So not sure what the customer service side is like. Overall it’s handy to have. Reviewed on: 11th April 2023

This company has always been approachable and helpful.

You can a human and talk and get real sense of empathy, something that is short supply right now Reviewed on: 11th April 2023

Amazing card

Zopa is a low interest credit card I’ve had a few different ones but this one is by far the best one I have used !!! Couldn’t recommend it enough Reviewed on: 11th April 2023

excellent

great card, I find the app easy to use and any information I require is easily obtained. Reviewed on: 11th April 2023

Great customer service

Zopa's customer service is amazing.The app is so easy to use. Reviewed on: 11th April 2023

Please with service.

Update us and payment are automatic the same day. Reviewed on: 11th April 2023

amazing card

very good credit car, i recommend!! Reviewed on: 11th April 2023

Great credit provider

Whenever I needed support from applying to paying and everything in between, zopa were always there to assist me Reviewed on: 11th April 2023

Fantastic for rebuilding poor credit

Interest etc all shown up front, has really helped rebuild my credit within a few months I was asked before credit limit was increased which was great and the app is great and simple to use - highly recommend Reviewed on: 11th April 2023

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