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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Great credit card

5
Great credit card no fuss good customer service and support Reviewed on: 11th April 2023
Andrew Farrant's avatar
Andrew Farrant

Credit card

5
A very helpful company and helps me out if I csnt pay my balance Reviewed on: 11th April 2023
ADY Hunter's avatar
ADY Hunter

Easy to set up and use

5
Great company happy with service and their willingness to help Reviewed on: 11th April 2023
John Patefield's avatar
John Patefield

Good

5
Easy payments and quick decision Reviewed on: 11th April 2023
Suz's avatar
Suz

Easy to use

5
Good product, easy app which provides so much more than just a statement. Overall a very good product that works well for me Reviewed on: 11th April 2023
Neil Williamson's avatar
Neil Williamson

Good

4
“Simple process which took less than 5 mins with an experienced customer advisor.” Reviewed on: 11th April 2023
Najuf's avatar
Najuf

Fantastic

5
Never had an issue with them always make contact before anything changes I.e credit limits or apr increases Reviewed on: 11th April 2023
Maverick C's avatar
Maverick C

It's good but could improve

3
They have a good app and good functionalities but they are strict with their decision on credit limits. There is no room for a temporary credit even for emergencies. Customer service on the other hand is okay. Reviewed on: 11th April 2023
Eduardo Yong's avatar
Eduardo Yong

Great card

5
Great card, simple app and no problems at all ! Reviewed on: 11th April 2023
Jenna's avatar
Jenna

Credit card

5
Nothing to say really but it a great card apication is really easy to follow would recommend Reviewed on: 11th April 2023
Paul Dibb's avatar
Paul Dibb

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